The five investor profiles below describe different types of investor attitudes towards the balance of risk and potential investment returns. Pick the profile that best describes you and then view the suggested Investment Funds that match the profile.
| Investor profile | Matching Investment Fund |
|---|---|
| Defensive investor You are a cautious investor and prefer stable or consistent returns. You accept that over time, your investment may not grow as fast as inflation. |
NZ Cash Fund |
| Conservative investor You seek comparatively stable returns. You are prepared to accept comparatively lower returns to achieve this objective. You accept returns may vary from year to year and may be negative. |
Tracker Conservative Fund Active Conservative Fund |
| Moderate investor You seek moderate returns from your investment and are prepared to accept some fluctuations in the value of your investment to achieve this. You accept returns may vary from year to year and may be negative. |
Tracker Moderate Fund |
| Balanced investor You seek medium to high returns from your investment. In achieving growth, you are willing to accept fluctuations in the value of your investments and that returns may vary from year to year. |
Tracker Balanced Fund Active Balanced Fund |
| Growth investor You are a long-term investor seeking a high return from your investment. You are prepared to accept significant fluctuations in return from year to year to achieve this objective. You accept that returns may be negative. |
Tracker Growth Fund Active Growth Fund Active High Growth Fund Global Sustainability Fund |
Important
The information on this page is not personalised advice and should not be your only source of information and advice when you are making your investment decisions. It should be treated as a guide only. For personalised advice you should contact an authorised financial adviser.
Disclaimer
The FirstChoice KiwiSaver Scheme is provided by ASB Group Investments Limited.
The information contained in this website is for general informational purposes and is designed for use by New Zealand Residents only. None of the Crown, the Trustee, the Manager, ASB Bank Limited and its subsidiaries (the Banking Group), the Commonwealth Bank of Australia, or any other company in the Commonwealth Bank of Australia Group, or any of their Board members or directors (as the case may be), nor any other person or party, guarantees the securities offered in this website or the performance of those securities (including any of the investments or returns made in respect of the securities).
A copy of the Investment Statement for the FirstChoice KiwiSaver Scheme is available here or by calling 0800 1ST CHOICE (0800 178 246).
